Terms of use

Agreement

By accessing or using Open Banking Compare (“the site”), you agree to these terms. If you do not agree, do not use the site.

What the site provides

The site publishes general information about open banking providers and related topics, including a directory, comparison-style pages, articles, and a quiz to capture buyer requirements. We may facilitate introductions between buyers and providers on a case-by-case basis. Unless we explicitly agree otherwise in writing, nothing on the site is an offer to buy or sell regulated services.

No professional advice

Content on the site is for general information only. It is not legal, tax, financial, or regulatory advice. You remain solely responsible for compliance with PSD2, open banking rules, and any licensing obligations in your markets.

Accuracy and third parties

We aim to keep information accurate, but provider capabilities change. Directory entries may be incomplete or outdated. We do not control third-party providers and are not responsible for their products, APIs, pricing, or conduct.

Acceptable use

You agree not to:

• Break the law, harass others, or attempt to gain unauthorised access to our systems or data.
• Run abusive automation (including scraping) that degrades the service or circumvents technical limits.
• Submit false, misleading, or malicious information through forms.

Intellectual property

The site, branding, and original content are owned by us or our licensors. You may not copy or redistribute substantial portions without permission, except as allowed by applicable law.

Disclaimers and liability

The site is provided “as is” and “as available”. To the fullest extent permitted by law, we disclaim implied warranties such as merchantability or fitness for a particular purpose.

To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of profits, data, or goodwill, arising from your use of the site or reliance on its content.

Nothing in these terms excludes or limits liability that cannot be excluded or limited under applicable law (which may include liability for death or personal injury caused by negligence, or fraud).

Suspension

We may suspend or terminate access to the site where we reasonably believe there is abuse, risk to security, or a legal obligation to do so.

Governing law and disputes

Replace this paragraph with the governing law and venue your counsel selects for your operating entity. Until then, interpret this section as a placeholder only.

Changes

We may update these terms from time to time. Continued use after changes constitutes acceptance of the updated terms, except where prohibited by law.